LYNTON FINANCIAL SERVICES PTY LTD T/AS AUSSIE MORTGAGE MASTERS

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Nissan Micra Car Finance

Nissan Micra Car Finance

 

Nissan Micra Car Finance from Beat the Banks Aussie Mortgage Masters

Cheap Car Loans

Several factors come into play when searching for car finance for your Nissan Micra loan. These factors include the type of loan such as short or long term or whether it is a secured loan and your credit quality.

Secured loans are loans that use an Nissan Micra the vehicle being purchased, as the security for the loan. In the even that repayments are being met the credit provider can repossess the asset to recover their money.

Unsecured loans do not use an asset such as the Nissan Micra as security and if the loan is failed to be repaid the credit provider can take you to court to recover the property and money lent. These loans are often harder to acquire as it is often a larger risk to the credit provider and the interest rates are usually higher as well.

Low Doc Car Loans

Low-doc loans refers to a loan product that has a lower requirement for documentation of an applicant. For low-doc car loans they often require that the Nissan Micra be primarily for business use.

 

 

Car Buying Tips

Purchasing near the end of the month can provide a better discount for your new Nissan Micra from a dealer as often they will operate on monthly sales targets. This will mean that car dealers will be more likely to offer discounts and additional free extras at this time.

Knowing the typical drive-away price for a Nissan Micra along with the cost of any extras will provide a comparison to the price being offered by the dealer for the Nissan Micra being offered.

Dealers will often compete with each other, which makes getting multiple offers from different dealers, one technique to reduce the price for your Nissan Micra.

 

 

Ensure that you perform a test drive, as knowing how the Nissan Micra feels to drive, compared to another Nissan Micra’s will help you decide which one you prefer.

Bad Credit Car Loans

These loans are designed for people who have poor credit history and therefore often have difficulty in receiving approval for car loans.

 

 

Lease or Buy?

Buying a Nissan Micra is considered a better deal than leasing as leasing is effectively renting a car continuously. The expiation to this is if your Nissan Micra is a deductible business expense, as leasing allows a much larger tax deduction. this is probably one of the main exceptions that leasing has over purchasing a vehicle.

The monthly repayment for purchasing a car are often higher as you are buying a whole car not just renting it. Also often when leasing you will be locked into a contract with large penalties to exit early.

Used Car Loans

Used car loans will operate the same way as new car loans. Usually the Nissan Micra that is being purchased will be the security for the loan allowing a more competitive interest rate. Loans can be between $2,000 and $70,000 however if will often depend on the credit provider and your credit history and the age of the Nissan Micra.

 

 

Loan Protection

The benefit of loan protection insurance for your Nissan Micra, is to provide assistance with the loan repayments including paying out the remainder of the loan if your circumstances change making you no longer able to meet your commitments. The levels of cover are usually depend on the circumstances that are preventing you from making loan repayments.

These include:

  • Death Cover
  • Disability Cover
  • Death & disability cover
  • Disability and involuntary unemployment cover
  • Death, disability and involuntary unemployment cover

 

 

Novated Lease

Novated lease refers to when the obligations for your Nissan Micra in the lease contract, are transferred from one party to another.

Often used in Australia to refer to the arrangement of a motor vehicle being included within a salary packaging where a lease is novated from an employee to an a employer.

In the case of salary packaged novated lease, employee leases a motor vehicle and the employer agrees to take on the obligations of making the lease payments.

Nissan Micra – SPECIALIST SERVICES INCLUDE

Now that your Nissan Micra is looking great again, their are a few other things you can do to keep your Nissan Micra running well.

Super Quick Oil Change provide pre purchase vehicle inspections for your Nissan Micra at a residence or dealerships. Mettams Mufflers Perth, can provide better fuel efficiency and power with a custom performance exhaust system for Nissan Micra models.

 

Perth Towbar Fitters can fit quality Nissan Micra Towbars in three Perth locations. For fiancing you can contact us directly or you can contact Westcorp Capital,  finance for a new Nissan Micra with competitive car loans for Nissan Micra. If your new Nissan Micra has any scratchs or scuffs contact Car Clinic for mobile scratch removal for your Nissan Micra.

 

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CALL US -1300 666 186