Loan Products
PRODUCTS OFFERED
- 80% Low Doc Loans any Postcode in Australia
- Borrow up to 80% in any postcode in Australia for residential properties, including investment, up to 125 acres, rural zoning and even Primary producing properties.
- 95% Loans
- We have lenders offering 95% Loans plus capitalise Mortgage Insurance up to 97% in any postcode of Australia, for the purchase of residential properties both owner occupier and investment. including up to 125 acres, rural zoning and even primary producing.
- 90% Lends any Postcode in Australia
- Borrow up to 90% plus capitalise Mortgage Insurance up to 92% in any postcode of Australia for the refinance of residential properties, including investment, up to 125 acres, rural zoning and even Primary producing properties.
- 110% Home Loans
- Use the equity in your existing home to purchase the new property and include all of the fees
- 110% Investment Loans
- Use the equity in your existing home to purchase the new property and include all of the fees
- Loans with 100% Offset Facilities
- Save interest on your home loan by attaching a 100% offset account to it. We even have lenders who will allow 100% Offset Accounts on their Fixed Rate Loans.
- 90% Lines of Credit
- Available for Investors or Owner Occupiers. Split your loan into part Line of Credit and part fixed loan and borrow up to 90% of the value of your property. Or just have one large Line of Credit for Investment Purposes.
- Line of Credit doubles as an everyday transaction account and if you attach a Professional Package to this product, all of your transactions could be free.
- Low Document Home Loans
- NO proof of income required yet you could still borrow 80% of the value of your new established home.
- Self Employed Home Loans
- Up to 80% Lo Documentation
- Keystart Home Loans
- Up to 96% lends with no Mortgage Insurance payable. You must have 2% genuine Savings.
- Credit Impaired Home Loans
- If you have a less than perfect Credit Rating we may still be able to help
- Guarantor Loans
- Great if you are wanting to help the kids get a start in their new home.
- Guarantors do not have to be on the title and the kids could still be eligible for the benefits of the FHOG and the stamp duty exemptions if they apply.
- Go Between Loans
- You may not have sold your family home but you can still purchase your new dream home. You have 6 months to sell, and payments are only calculated on what is expected to be the end debt.
- Professional Packages
- You do not have to be a Professional to receive the benefits of a Professional Package. You could receive discounts on the interest rate,free transaction accounts,credit cards and other benefits.
- Commercial Loans
- We have both fully verified commercial loans and low doc loans available from our commercial lenders.
- No Genuine Savings
- Call us we may still be able to help. We have lenders who will accept borrowed funds as a deposit provided your income allows serviceability.
- Car Loans
- Clean Credit and can prove your income - Call us now we have great products available including Novated Leases, Consumer HP, Commercial HP.
- Self Managed Super Fund Loans
- We have several lenders offering SMSF loans. One of our lenders will set up your SMSF Trust Deed and your Bare Trust for only $695. Saving you $ Thousands.
- Assistance with the FIRST HOME OWNERS GRANT
- We can help your with your application and you can even use the funds from the grant towards the deposit through most lenders. Free Stamp Duty for eligible first home buyers up to $500,000.
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Recent News
CHECK OUT SOME OF THE GREAT OFFERS OUR LENDERS HAVE AVAILABLE07-Nov-2011
$1000 cash back when refinancing Up to 85% Loan to Value Ratio with no Lenders m..
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Testimonials
Good morning Marcus,
Thankyou so much for all the work you and your team, have put in, with the building progress payments. And also going outside of what would be normally done. Having your contact at the Bank sort out the last payment , and bringing back old school service. Marcus -You have been a pleasure to work with, and I know you really had to work hard for your money this time. I don’t feel bad about it. I can’t spell Frankas’ name, so thanks also to her, as her follow ups, and constant feedback were fantastic. That’s what service is about. THANKYOUWhen down south come and have a beer or more , and check out the result.
Thanks
Andrew
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