Buying your first home Buying our next home Refinance and Consolidate Franchise Opportunities

Loan Products

PRODUCTS OFFERED

80% Low Doc Loans any Postcode in Australia: Borrow up to 80% in any postcode in Australia for residential properties, including investment, up to 125 acres, rural zoning and even Primary producing properties.
95% Loans: We have lenders offering 95% Loans plus capitalise Mortgage Insurance up to 97% in any postcode of Australia, for the purchase of residential properties both owner occupier and investment. including up to 125 acres, rural zoning and even primary producing.
90% Lends any Postcode in Australia: Borrow up to 90% plus capitalise Mortgage Insurance up to 92% in any postcode of Australia for the refinance of residential properties, including investment, up to 125 acres, rural zoning and even Primary producing properties.
110% Home Loans: Use the equity in your existing home to purchase the new property and include all of the fees
110% Investment Loans: Use the equity in your existing home to purchase the new property and include all of the fees
Loans with 100% Offset Facilities: Save interest on your home loan by attaching a 100% offset account to it. We even have lenders who will allow 100% Offset Accounts on their Fixed Rate Loans.
90% Lines of Credit: Available for Investors or Owner Occupiers. Split your loan into part Line of Credit and part fixed loan and borrow up to 90% of the value of your property. Or just have one large Line of Credit for Investment Purposes.; Line of Credit doubles as an everyday transaction account and if you attach a Professional Package to this product, all of your transactions could be free.
Low Document Home Loans: NO proof of income required yet you could still borrow 80% of the value of your new established home.
Self Employed Home Loans: Up to 80% Lo Documentation
Keystart Home Loans: Up to 96% lends with no Mortgage Insurance payable. You must have 2% genuine Savings.
Credit Impaired Home Loans: If you have a less than perfect Credit Rating we may still be able to help
Guarantor Loans: Great if you are wanting to help the kids get a start in their new home.; Guarantors do not have to be on the title and the kids could still be eligible for the benefits of the FHOG and the stamp duty exemptions if they apply.
Go Between Loans: You may not have sold your family home but you can still purchase your new dream home. You have 6 months to sell, and payments are only calculated on what is expected to be the end debt.
Professional Packages: You do not have to be a Professional to receive the benefits of a Professional Package. You could receive discounts on the interest rate,free transaction accounts,credit cards and other benefits.
Commercial Loans: We have both fully verified commercial loans and low doc loans available from our commercial lenders.
No Genuine Savings: Call us we may still be able to help. We have lenders who will accept borrowed funds as a deposit provided your income allows serviceability.
Car Loans: Clean Credit and can prove your income - Call us now we have great products available including Novated Leases, Consumer HP, Commercial HP.
Self Managed Super Fund Loans: We have several lenders offering SMSF loans. One of our lenders will set up your SMSF Trust Deed and your Bare Trust for only $695. Saving you $ Thousands.
Reverse Mortgages: Unlock 25% of your property's value and top up your retirement income with extra cash You don't have to worry about repayments. The loan is repaid when your house is sold or your estate is settled Use the funds for going on a holiday, purchasing new furniture or buying a car whatever you choose.
Assistance with the FIRST HOME OWNERS GRANT: We can help your with your application and you can even use the funds from the grant towards the deposit through most lenders. Free Stamp Duty for eligible first home buyers up to $500,000.